VP, Commercial Loan Relationship Manager

VP, COMMERCIAL LOAN RELATIONSHIP MANAGER

COME GROW WITH US

Applied Bank, one of the highest rated banks in America, and Delaware's #1 Rated Bank is expanding. We are seeking additional Senior Commercial Loan Relationship Managers to support the aggressive expansion of our Commercial Lending and Small Business Banking Divisions. This is a great chance to join an expanding organization that offers excellent opportunities for career growth, a team atmosphere and a competitive compensation package. Enjoy banking the way it used to be, including local decision making, flexibility and responsiveness in a personal and meaningful way that will allow you to treat your customers the way they deserve.

Senior Commercial Loan Relationship Managers are responsible for cultivating relationships with prospects and generating new business to meet budgeted loan growth. These individuals also manage a complex, diversified and high yielding loan portfolio of existing customers. The incumbents build and maintain the highest visibility in the local community through their networks and referral sources.

Essential Functions:

  • Proven track record of cultivating new lending opportunities that can be developed into strategic relationships within Delaware, Southeastern PA, and New Jersey
  • Engage with and network among centers of influence involved within the community to support the Bank's Community Reinvestment Act (CRA) initiatives
  • Ability to cross-sell products, along with proven sales and product expertise with business clients
  • Universal knowledge of commercial loan products and processes
  • Strong credit training and experience
  • Ability to maintain an assigned portfolio of diversified, high yielding, commercial loans in a manner that maintains customers through exceptional servicing and value added products
  • Actively works with all business areas to develop and maintain cross-selling opportunities
  • Extensive contacts within the commercial real estate industry and business community in the tri state area

Knowledge & Skills:

  • A robust rolodex and established relations in Delaware, Southeastern PA, and New Jersey
  • Well developed and extensive sales and negotiating skills
  • A proven ability to negotiate, close and build profitable commercial customer relationships
  • Collective understanding of commercial credit loan transactions including financial statement analysis, loan documentation and related legal and compliance requirements
  • Must be extremely detail-oriented, self-motivated and able to work independently
  • Demonstrated strong verbal, written and interpersonal skills
  • Analytical and problem solving skills
  • Proficiency in WORD and EXCEL required

Education & Work Experience:

  • Bachelor's degree
  • Banking experience with a minimum of seven (7) years in commercial lending is required